Merrick Bank Secure Credit Card Application:
The secured card offered through Merrick Bank is very different than a debit card. Do not be confused by the fact that you will be required to provide a security deposit on the card. Your use of the card is used as credit – the security deposit is there only as collateral to back the card in the event of default. What this means is that you are actively building your credit history while using this card which is not the case when you are using a traditional debit card.
While secured credit cards typically have less stringent approval regulations, there are still certain criteria you must meet. For instance, you can not have an active bankruptcy which has not yet been resolved. Additionally, you must be able to provide a valid Social Security Number and have your identify verified before approval.
Additional Information about the Merrick Bank Secured Card:
Contact:
(800) 204-5936
Source:
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